Privacy Policy
Navajeevan Cooperatives Limited respects your privacy and is committed to protecting your personal information. This Privacy Policy explains how we collect, use, and safeguard the information you provide while using our services, products, or digital platforms. By using our services, you agree to the collection and use of your information in accordance with this policy. We use your personal information only to provide, improve, and maintain our services and will not share it with third parties except as required by law or to deliver our services.
Information We Collect:
For a better experience while using our services, Navajeevan Cooperatives Limited may collect the following information with your consent:
- Personal information such as your name, address, contact details, citizenship/PAN/driving license information, and bank account details.
- Photos, documents, or other files that you choose to upload through the application.
- Device information, including IMEI, Android ID, or other unique device identifiers.
- Real-time location of your device, only with your permission.
- Permission to make phone calls or send SMS messages, only with your explicit consent and when required for service-related functions.
How We Use The Information ?
The information we collect may be used for the following purposes:
- To verify your identity and provide the requested services.
- To personalize and improve your experience while using our application.
- To process and manage your transactions securely and efficiently.
- To enhance the performance, functionality, and security of our application.
- To communicate important service updates, notifications, and support-related information.
- To comply with applicable legal and regulatory requirements.
Your personal information will not be sold, rented, or shared with any third party without your consent, except where required by law or when necessary to provide the services you have requested.
Data Security:
We value your trust in sharing your personal information with Navajeevan Cooperatives Limited and are committed to protecting it using commercially accepted security practices. We implement appropriate technical and organizational measures to safeguard your personal information against unauthorized access, disclosure, alteration, or misuse. Sensitive information transmitted through our application is protected using Secure Socket Layer (SSL) encryption and other industry-standard security measures to help ensure the confidentiality and integrity of your data.
Service Providers:
We may engage trusted third-party service providers to help operate, maintain, and improve our services, process transactions, provide technical support, or analyze service usage. These service providers may have access to your personal information only to the extent necessary to perform their assigned tasks on behalf of Navajeevan Cooperatives Limited. They are contractually or legally obligated to protect your information and are prohibited from using or disclosing it for any purpose other than providing the requested services.
Links to Third-Party Websites:
Our services may contain links to third-party websites or applications. Please note that these external sites are not operated or controlled by Navajeevan Cooperatives Limited. We encourage you to review the privacy policies of any third-party websites you visit, as we are not responsible for their content, privacy practices, or services.
Eligible Users:
Our services are intended for individuals who are at least 16 years of age. We do not knowingly collect personal information from children under 16, and any such information discovered will be promptly deleted. Our digital services are intended for Nepali citizens and residents of Nepal and are governed by the laws of Nepal. Access to certain services may be subject to additional eligibility requirements or agreements. Navajeevan Cooperatives Limited reserves the right to suspend or terminate access to its services at its sole discretion where permitted by applicable law.
Changes to This Privacy Policy:
Navajeevan Cooperatives Limited reserves the right to update or modify this Privacy Policy at any time. Any changes will become effective upon publication within our application or through our official channels. Your continued use of our services after such changes constitutes your acceptance of the revised Privacy Policy. We encourage users to review this Privacy Policy periodically to stay informed about how we protect their information.
Your Consent:
By using our application, you consent to this Privacy Policy. © Navajeevan Cooperatives Limited | www.navajeevancoop.com.np
