Our Services
Mobile Banking
At NCL, we provide a seamless mobile banking service to help our members manage their finances with ease and convenience. Whether you need to check your balance or make payments, our secure platform ensures banking is just a tap away. Key Features are:
- Balance Inquiry
- Mini Statement
- E-sewa / Bill Payment / Topup Payment
- Fund Transfers

ABBS
The Any Branch Banking System (ABBS) at NCL allows members to access their accounts and perform banking transactions seamlessly from any of our branch. With ABBS, you can enjoy services such as deposits, withdrawals, balance inquiries, and loan payments from any branch. This system enhances convenience, improves accessibility, and ensures a unified banking experience for members, making transactions faster.
Debit Card
At NCL, our Debit Card service offers members a convenient and secure way to access their funds anytime, anywhere. With our debit card, members can easily withdraw cash from ATMs, make purchases at various merchants, and manage their finances without carrying cash. Our ATM cart can can be used on other banks ATM as well who support SCT.

SMS Banking
At NCL, our SMS Banking service provides a quick and convenient way for members to stay updated on their account activities. Members can check their account balances, receive transaction alerts, and access mini-statements. This service ensures real-time updates, allowing users to monitor their finances anytime, anywhere, without the need for internet connectivity.